STOPTHE HOUSING BAILOUT

EST. 2008 • GRASSROOTS • 50 STATES

STOP THE HOUSING BAILOUT

Why should responsible renters and homeowners pay for Wall Street greed, liar loans and house flippers? We say NO to mortgage bailouts, principal reduction schemes and taxpayer-funded rescues. Fair markets, not freebies.

Read Our Manifesto →Latest Intel

$2.1T+Wasted on bailouts

128KSignatures

0 $For speculators

Foreclosure sign in front of American house

SCENE: Suburban America — For Sale, Foreclosed, Forgotten.Photo: The real cost of reckless lending. Responsible families pay the price.

NO BAILOUTS ✕ NO HANDOUTS ✕ TAXPAYERS FIRST ✕ LET MARKETS CLEAR ✕ STOP THE HOUSING BAILOUT ✕ NO BAILOUTS ✕ NO HANDOUTS ✕ TAXPAYERS FIRST ✕

01 — About the movement

We paid our mortgages. Why bail out those who didn't?

StopTheHousingBailout.com started in 2008 when Washington decided to rescue irresponsible borrowers, greedy lenders and Wall Street banks with your tax dollars. We are homeowners who pay on time, renters who live within means, and young families priced out by inflated bubbles.

We believe foreclosures, while painful, are necessary to clear bad debt. Propping up unaffordable prices with bailouts only punishes savers, rewards speculation, and delays recovery. Our mission: expose every bailout plan, mobilize voters, and demand Congress stop socializing losses.

No taxpayer-funded principal reduction or mortgage forgiveness
No Fannie Mae / Freddie Mac blank checks
End Too-Big-To-Fail housing subsidies
Protect responsible homeowners & renters, not flippers

Sign the Petition How we got here

WE ARE THE 70% WHO PAY ON TIME — AND WE VOTE. CHICAGO TEA PARTY 2009 → TODAY

02 — Hard facts they hide

Bailouts don't fix housing. They break it.

Every dollar spent rescuing over-leveraged borrowers is a dollar stolen from responsible families. Here is what the lobbyists don't want you to know.

78%

Of bailout cash went to banks, not families

HAMP, HARP and TARP housing programs funneled billions to servicers and lenders while only 1 in 3 struggling homeowners got lasting help.

$187B

Fannie & Freddie taxpayer tab

The GSEs that inflated the bubble were bailed out and still backstop 70% of mortgages — privatize gains, socialize losses.

+42%

Prices propped beyond wages

By preventing market clearing, bailouts kept homes unaffordable for millennials and renters. Without intervention prices would have reset fairly.

1.2M

Strategic defaults rewarded

Forgiveness programs taught borrowers: stop paying, get a deal. Responsible payers got nothing — moral hazard at scale.

Returned to renters

One-third of America rents. Not a cent of housing bailouts helped them, yet they paid taxes for others' McMansions.

92%

Re-default rate

Government loan mods failed again and again. Throwing good money after bad while deficit explodes.

03 — How we got here

A brief history of the scam

2003-06 The Bubble

Banks push NINJA loans — No Income, No Job, No Assets. Flippers buy 5 condos with zero down. Washington cheers “ownership society”.

2008 The Crash

Lehman falls, Fannie/Freddie seized. Instead of letting markets clear, Congress passes $700B TARP. Homeowners who saved are ignored.

2009 We Rise

Rick Santelli’s Chicago rant sparks our movement. Taxpayers protest HAMP: “Why pay my mortgage if government pays my neighbor’s?” 500 rallies nationwide.

2010-19 The Cover-Up

QE inflates prices again. Wall Street buys 200k single-family homes as rentals. Young families locked out. Bailout becomes permanent policy.

2024-26 Never Again

New calls for “mortgage relief”, “student + housing jubilee”, CBDC credits. We say NO. Sign, march, vote — stop the next bailout before it starts.

04 — Take action now

Don't complain. Disrupt.

Congress counts calls. Add your name, download signs, show up. It takes 30 seconds to tell Washington: not one more dollar.

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1. Sign

Add your name to the Taxpayer Pledge: No housing bailouts ever.

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2. Share

Forward this page to 5 responsible homeowners & renters.

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3. Call

Demand your rep votes NO on any mortgage forgiveness bill.

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4. March

Join local rallies. Bring a sign: “I pay mine, pay yours!”

Read latest calls to action →

05 — FAQ

Questions? Answered bluntly.

Aren't you heartless to foreclosed families?

No. We have heart for responsible families forced to subsidize others. True compassion is affordable prices via market clearing, charity and counseling — not federal debt forcing renters to pay for speculators' pools.

Won't foreclosures crash my home value?

Short-term dips, long-term health. Bailouts freeze unaffordable prices and prolong pain (see Japan 1990s). Quick clearing lets young buyers enter and builds real equity.

What do you propose instead?

1) No new housing bailouts. 2) Wind down Fannie/Freddie. 3) Allow cram-down-free bankruptcy. 4) Cut zoning to build more. 5) Cash help only for truly vulnerable via local charities, not banks.

Who funds you?

Small donors. No bank, realtor or builder money. We refuse bailout beneficiaries' cash — that would make us like them.

06 — War room / News